Where to Spend Money Even When Funds are Tight

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4 smart places to spend money even when funds are tight in your budget or income.

Collaborative post.

 

Running a family is a tough job, especially when funds are tight. As you have the keys to the vault, it’s your job to spend yet to do it responsibly. It’s the equivalent of letting a teen get behind the wheel of a car and expecting them to drive slow. It’s pretty unrealistic. Still, the family depends on you and your partner to make the correct financial decisions, so you have to continue with semi-reckless abandon. Does the thought of this fill you with fear? It should because it’s not an easy balance to get right. Here’s how to validate spending when funds are tight.

 

 

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Security

 

A home is a castle. As such, it should never feel unsafe or intimidating. Tucked away from the outside world, everyone should trust they are secure. However, there are times when this isn’t the case. Take a broken door or window as an example. Cracks in the wood/glass or frame make it a prime target for burglars. Replacement windows and doors, then, are imperative to stop a break-in. To take it one step further, homeowners can invest in security gadgets such as cameras and apps. If crime is an issue in the neighborhood, there is no need to feel guilty about splashing the cash.

 

Mobile Apps

 

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Aren’t they free? No, some are but others charge. And, as you can imagine, the ones that cost are expensive and effective. There is good news – an app may be able to save you money when funds are tight. Consider energy bills for a moment. Now that the summer is here, gas and electricity usage will be low, but suppliers still increase their rates. A mobile meter, one that syncs to a phone, allows the user to tweak the settings depending on the circumstances. For instance, the home is empty so you turn the electricity off completely. This is a massive money-saver.

 

Dietary Health

 

Parents must set a positive food example for their kids. Otherwise, they’ll eat junk and grow up as a cautionary tale. The problem is that buying processed meat and microwavable meals are cheap and easy. All one has to do is throw it in the cart then transfer it to the microwave and press start. Moms should understand that splashing out a little more on healthy ingredients is an investment for the future, even when funds are tight. You’re banking on your kids learning about healthy eating and developing a hearty routine. Home cooked meals are well worth the expense in the short and long-term.

Healthy eating is also an important part of self care, and an excellent example to your kids to learn about staying healthy as a part of self care as well.

 

Emotional Release

 

Everyone, including moms, need to relieve stress. Stress release is a super important part of self care. The kids have sports clubs, and the hubby has his man cave yet you have nothing. This has to change pronto for the sake of the family. Seriously, going for drinks with the girls seems indulgent but it’s the break you deserve. Without a way to detox, your mind will be cluttered and you’ll make bad financial decisions. Find a way to release the energy, Moms.

 

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Where does the bulk of your budget go? Let me know in the comments below!

And don’t forget to snag your Household Budgeting Binder! (Click the image below!)

 

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